We offer several financing options. For credit checks, we offer up to 48 months no interest through Synchrony Bank and Wells Fargo. These two options require a 10% down payment to open your account. These are a credit based financing and will require a higher credit score (usually upper 600’s) to be approved.
We also use two companies that offer 90 days same as cash, which are lease to own options that are no credit needed. These options require a $49 processing fee and can go for as long as 24 months.
Progressive is one company that we use for the non-credit checks. It can be applied for through our website and can be completed without coming into the store. http://underpricedfurniture.com/page/no-credit-check.html
Kornerstone is the second company. It can be applied for through our website under the NO CREDIT NEEDED tab as well and can be completed without coming into the store.
On top of those, we have our layaway plan that requires a minimum of 10% down to open your layaway account and requires a minimum payment of $20 a month and can be done for up to a year. It’s a pretty flexible option, but you would not receive your furniture until after your layaway is paid in full.
If you have any additional questions, please feel free to ask!
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